Life events are personal or employment changes that may affect your benefits eligibility. These include:
Timely reporting ensures accurate coverage and rate adjustments.
Life Event | Enrollment Certification Required? | Dependent Certification Required? | Accepted Documents | Deadline |
| Birth, Adoption, or Legal Custody | Yes | Yes | Crib card or hospital record, Birth Certificate, Adoption Certificate, Legal Custody Papers, Tax Return with child’s ssn | 90 days |
| Marriage | Yes | Yes | Marriage Certificate | 31 days |
| Divorce | Yes | Yes | Divorce Decree | 31 days |
| Death of Dependent | No | No | Verbal Notification | Immediate |
| Dependent Gains Coverage | Yes | No | Proof of Other Coverage | 31 days |
| Dependent Loses Coverage | Yes | Yes | Proof of Coverage Loss | 31 days |
| Employee Gains Coverage | Yes | No | Proof of Other Coverage | 31 days |
| Employee Loses Coverage | Yes | Yes | Proof of Coverage Loss | 31 days |
| New Hire, Rehire, or Return from Leave | No | Yes | Standard Dependent Documents | 31 days |
| Domestic Partnership Start | Yes | Yes | Domestic Partner Affidavit | 31 days |
| Domestic Partnership End | Yes | Yes | Statement of Termination | 31 days |
| Dependent Reaches age 26 | No | No | N/A | 31 days |
Upload required documentation to .
Coverage changes are effective the date of the event once documentation is received. This may involve a credit or retroactive charge, depending on the payroll schedule. Timely submission is encouraged.
Rate Adjustments:
Life Event | Eligible Plans | Changes Allowed |
| Marriage | Medical, Dental, Vision, Dependent Life, FSA, Supplemental Life, STD | Add or drop dependents, increase or decrease coverage |
| Divorce | Medical, Dental, Vision, Dependent Life, FSA, Supplemental Life, STD | Add or drop dependents, adjust coverage |
| Birth or Adoption | Medical, Dental, Vision, Dependent Life, FSA, Supplemental Life, STD | Add dependents or increase coverage |
| Dependent Gains Coverage | Medical, Dental, Vision, Dependent Life, FSA, Supplemental Life, STD | Drop or decrease coverage |
| Dependent Loses Coverage | Medical, Dental, Vision, Dependent Life, FSA, Supplemental Life, STD | Add or increase coverage |
| New Hire or Rehire | Medical, Dental, Vision, Dependent Life, FSA, Supplemental Life, STD | Add coverage and dependents |
| Death of Dependent | Medical, Dental, Vision, Dependent Life, FSA, Supplemental Life, STD | Drop dependent, adjust FSA |
| Child Turns 26 | Medical, Dental, Vision, Dependent Life, FSA | Drop dependent, adjust rate |
Explore the Benefits Guides to review your available plan options.
Benefit elections must be completed online through My Personal Information (MPI) in the Benefits Self Service section. This tool allows you to review your current benefit choices and make updates as needed.
Follow these steps to make changes to your benefits:
You may lose the opportunity to adjust coverage until the next open enrollment.
Yes, up to $200,000 without Evidence of Insurability.
Submit proof of other coverage within 31 days of the event.
Visit our Provider Contact page for a complete list of providers and their contact details.
For help with documentation, coverage questions, or system access: